just wanted to take a few seconds to tell you how wonderful it was working with Lori Scroggins on the recent purchase of my first home. There were times that I felt like I was taking up all of Lori's time with house hunting and then the endless stream of questions but Lori made me feel like I was the only person she was working with. During the entire process Lori was always very prompt in returning phone calls and emails. Lori even went above and beyond to help me when I got in my house and the very first day the AC went out. Yes, it was the weekend that the temperature in the Dallas area reached 107.Lori brought a fan from her house and made arrangements for me to pick up a portable AC unit from the KW office. Lori even went as far as helping me with the home warranty company in order to get the AC repaired as fast as possible (which was not fast enough for me when the temperature was 107). There are not enough words to tell you how wonderful Lori is and how lucky you are to have her on your team.
I also have to give a special thanks to Misty for helping out when Lori was in the hospital. I would have never made it through the inspection period without Misty. Misty stepped right in and made me feel comfortable and was very helpful in her explanations and recommendations.
You have a great team and should be very proud of what they do. It will be my pleasure to recommend Lori Scroggins and your agency to anyone that I meet who is selling or buy a home.
Sincerely,
Carol Cobble
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What are considered the ideal conditions for a seller's market?
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| A |
In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS. |
 See More Real Estate Trivia > |
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