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All agents are NOT alike! Find out why we are top real estate experts. Call us: 214-417-3621.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Welcome! Here You Can Find Great Information on Collin County real estate with emphasis in Allen, Plano, Wylie, and McKinney Texas Real Estate Voted "Best Agents" in D Magazine 2007 The PescatoreAvrit Team is an award-winning team with more than 23 years of combined real estate experience. To learn more about each person on our team and how we can help you with your next real estate transaction please visit our "About Us" section at the top. To Contact Us Directly Call: 214-417-3621 Terri Pescatore 972-978-5286 Jane Avrit Don't make the mistake of thinking you can't afford to sell your home, or buyer a new one. The PescatoreAvrit team offers several programs for our sellers and buyers to help them with their real estate goals. To learn more about the programs we offer visit the guarantee section in the "About Us" category at the top of the page. Interested in Owning Investment Property? There are many advantages to owning investment properties. Tax deductions, future retirement, and extra income to name a few. Let us help you in finding the right property for your investment! If you currently own investment property, but don't want the hassle of the landlord duties let us take care of them for you! The PescatoreAvrit Team offers property management. To find out more visit the property management section under the "about us" tab at the top of the page.   Thinking about purchasing a new contruction home, or having one built? It is a misconception that you will get a better deal by not using a realtor to represent you in this type of purchase, or that they will reduce the price of the home more since they don't have to pay commissions. The builder's sales agents are paid to represent the builder, regardless of what they may tell you. Many will use high pressure tactics to persuade you to sign the contract. Due to the high volume nature of brand new home sales, lots of builder's agents are paid less than a traditional commission; some earn a salary plus incentives, so turnover is important to their livelihood. The PescatoreAvrit Team will represent YOU, be your fiduciary and are required to disclose the positives as well as the negatives about the transaction. Builder's agents don't discuss drawbacks. A large part of our business is new contruction, and we have a database of over 76 area builder representatives. If you're looking for new construction you have the right team!! To learn more tips on buying new contruction, and to research area builders visit the new construction section under the "For Buyers" section at the top of the page.   
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
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| A |
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses. |
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