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Welcome! Here You Can Find Great Information on Collin County real estate with emphasis in Allen, Plano, Wylie, and McKinney Texas Real Estate Voted "Best Agents" in D Magazine 2007 The PescatoreAvrit Team is an award-winning team with more than 23 years of combined real estate experience. To learn more about each person on our team and how we can help you with your next real estate transaction please visit our "About Us" section at the top. To Contact Us Directly Call:
214-417-3621 Terri Pescatore
972-978-5286 Jane Avrit Don't make the mistake of thinking you can't afford to sell your home, or buyer a new one. The PescatoreAvrit team offers several programs for our sellers and buyers to help them with their real estate goals. To learn more about the programs we offer visit the guarantee section in the "About Us" category at the top of the page.
Interested in Owning Investment Property? There are many advantages to owning investment properties. Tax deductions, future retirement, and extra income to name a few. Let us help you in finding the right property for your investment! If you currently own investment property, but don't want the hassle of the landlord duties let us take care of them for you! The PescatoreAvrit Team offers property management. To find out more visit the property management section under the "about us" tab at the top of the page.  Thinking about purchasing a new contruction home, or having one built? It is a misconception that you will get a better deal by not using a realtor to represent you in this type of purchase, or that they will reduce the price of the home more since they don't have to pay commissions. The builder's sales agents are paid to represent the builder, regardless of what they may tell you. Many will use high pressure tactics to persuade you to sign the contract. Due to the high volume nature of brand new home sales, lots of builder's agents are paid less than a traditional commission; some earn a salary plus incentives, so turnover is important to their livelihood. The PescatoreAvrit Team will represent YOU, be your fiduciary and are required to disclose the positives as well as the negatives about the transaction. Builder's agents don't discuss drawbacks. A large part of our business is new contruction, and we have a database of over 76 area builder representatives. If you're looking for new construction you have the right team!! To learn more tips on buying new contruction, and to research area builders visit the new construction section under the "For Buyers" section at the top of the page. 
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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